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Bankruptcy

RIVERSIDE COUNTY FORECLOSURE DEFENSE LAWYER






Bankruptcy and foreclosure


You can file bankruptcy to help you prolong the foreclosure process. It is very important that you understand how bankruptcy works. Many people use bankruptcy as a scare tactic. There are several different "chapters" of bankruptcy. Some are work-out others are wipe-out, but here is the general idea. When someone files bankruptcy it's almost like someone builds a "bullet-proof" barrier around the house. No one can touch you! However, you are not free of all responsibility and most people do not understand that. You need to know the difference between the "chapters" of bankruptcy before you file and we suggest you speak to a lawyer at our firm before making and huge decisions like "filing bankruptcy protection"  


Like we mentioned earlier, some bankruptcies are "work-out" others are "wipe-out". The two that are most commonly used for foreclosure defense are Chapter 7 & Chapter 13. Chapter 7 is the "wipe-out" and Chapter 13 is the "work-out". Bankruptcy is a federal court action designed to help individuals repay their debts or eliminate their debts depending on their circumstances. Chapter 13 bankruptcies are designed to reorganize debts in an effort to repay all debt. Chapter 7 bankruptcies are geared more towards liquidation of assets. Both Chapter 7 and Chapter 13 immediately stop the foreclosure process and any creditors from taking further action against you. Feel free to contact the Foreclosure Attorneys Of Orange County to discuss the pros and cons of filing bankruptcy protection. Remember that every case is different and bankruptcy might or might not be the best option for your situation. 


Contact an Riverside foreclosure defense lawyer at the firm for skilled legal assistance with a bankruptcy consultation. 






CASE RESULTS

$877,466

SETTLEMENT

Kavika K.
"Litigation Award"

$397,822

SETTLEMENT

Lauren H.
"Bank Fraud"

$561,000

DISCHARGED DEBT

Luis A.
"Savings"

$1.2 MILLION

SAVINGS

Barbara W.
"Short Sale"

$1.4 Million

VERDICT

Amir K.
"Lender Litigation"

$197,212

SETTLEMENT

Albert M.
"Lender Litigation"

$248,644

SETTLEMENT

John E.
"Wrongful Foreclosure"

$995,000

SETTLEMENT

Jacob S.
"Wrongful Foreclosure"

$2.1 Million

VERDICT

Neil M.
"Wrongful Foreclosure"

$88,000

AWARD

Georgina G.
"Litigation"

$263,542

DISCHARGE

Peter G.
"BK Discharge"

WELCOME TO OUR FIRM


CLIENTS TESTIMONIAL

  • I love that you know how to fix problems quickly and accurately. Your reputation for character and integrity is exceeded only by the results you obtain.

    Nathaniel K

    Orange County,CA

  • Foreclosure Attorneys Of California are by far one of the most understanding, comprehensive and extremely diligent attorneys I have ever met. They offer their clients personal attention combined with respect and compassion

    Alana G

    Los Angeles ,CA

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    Newport Beach,CA

  • If you are looking for a trustworthy, dedicated, and professional lawyer, I gladly recommend John. I've had nothing but excellent service and support from him.

    Bridgette W

    Culver City,CA

  • John has demonstrated professionalism and made himself available to answer all of my questions and concerns regarding my case. I would definitely work with him again.

    Brandi C

    Los Angeles ,CA

  • I am an attorney and I often refer clients to John. He is talented, reliable, and aggressive. He has gotten every one of my referrals excellent results.

    Robert W

    San Diego ,CA

  • You've taken so much pressure off me and taken a traumatizing situation for me and helped me confront it and move forward. Thank you for caring and wanting to help me save my home!

    Monica H

    Los Angeles ,CA